Netspend Referral Program – How To Make Money With It?

The Netspend referral program is a great way to generate some income either as a side hustle or possibly as a full time income depending on how you want to work it.

For those of you looking for a better way to earn more money than doing low paying online surveys this may be the opportunity that you have been looking for.

Virtually no cost to get started with the potential to earn $100’s to $1,000’s.

Keep reading……


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What Is The Netspend Refer A Friend Opportunity

There are many people out there that can’t get a regular credit card due to bad credit, low income or no checking account.

So when it comes to making online purchases or any other purchase where a credit card would be needed these people are out of luck.

Netspend debit card to the rescue!

Now people that weren’t able to get a credit card have an option.

The debit card will act just like a regular credit card and allow the user to make purchases anywhere a regular credit card is accepted.

So there are millions of people that could take advantage of this that don’t even know about it.

Opportunity knocks!

Netspend has set up a program where anyone that becomes a user of their debit cards will also have the opportunity to tell others about it and earn referral fees if those people sign up.

Tell your family members, friends or people you meet and if they become Netspend debit card users from your referral you get paid for each of them.


How To Make Money With The Netspend Referral Program

The first step is to actually apply for the debit card which then will be sent to you in the mail.

There is no cost to sign up.

You can expect to receive it within 7 to 10 days.

There will be instructions included on how to start using the card.

Basically your going to need to add at least $40 to the debit in order to start receiving $20 referral fees.

As an added bonus you will also be credited $20 from Netspend themselves just for signing up.

Lets do a recap here so everyone understands this.

  • Step 1 – apply for debit card (free) & receive in mail 
  • Step 2 – put money on the card of at least $40 
  • Step 3 – get credited $20 for signing up as well as now be qualified to receive $20 for any of your referrals.

Ways To Promote The Netspend Referral Program

Now that you got your card its time to start making money with it.

So what are some of the ways that you can promote this in order to make some cash.

1. YouTube

This is one of the best ways to start promoting the referral program.

YouTube is free and if done right you have the potential to reach 1000’s of potential customers.

Start doing videos to train others how to apply for the card as well as promote the card.

2. Website

Thanks to technology it has become easy to build a website.

A website is a powerful tool that can be used to help market the debit cards.

You can direct traffic from your YouTube channel, email marketing or social media accounts to your website.

Your website would be a great place to answer questions and provide testimonials to help grow your business.

3. Flyers 

This is another inexpensive way to promote your business and get sign ups.

The cost to print up flyers can be as cheap as .02 cents a piece for black and white or .05 cents a piece for color.

So if you had 1000 black and white printed up the cost would be about $20.

You can go door to door leaving flyers.

Living in an area with dense population would be ideal and allow you to get out at least 1000 flyers per week easily.

4. Bulletin Boards

There are bulletin boards in stores and other high traffic areas that allow for posting announcements and other important information.

This offers a way to get free leads.

Take one of your flyers and pin it up on the boards. Make sure that your website information is on it so that anyone interested in signing up can do it through you. 

5. Word Of Mouth & Networking

Nothing is more powerful than networking.

Show people what you have and how they can benefit from it and watch as your referrals add up.

Show friends, family and others that may be interested in a debit card.

Then let them know that they can also earn income and make money by just showing others the opportunity.

Another free way to generate leads.


How Much Money Can You Make With This Program

You might be wondering what the possibilities are as far as income that can be generated.

Its really going to depend on your efforts but we can do some quick math just to get an idea.

  • 5 referrals a month = $100
  • 10 referrals a month = $200
  • 20 referrals a month = $400
  • 100 referrals a month = $2,000

Using all the different methods that I mentioned above it would be possible to generate a full time income or lucrative side hustle.

Lets just say that you handed out 1000 flyers in a week going door to door.

And 10% of the people received the card and started using it.

You would earn $2,000 ( $20 x 100 referrals).

Think of the possibilities!


What Are The Pros & Cons Of Netspend Refer A Friend 

Lets explore some of the things that make it a great opportunity as well as some of the things that you may not like.

Pros ( the good stuff )

  • Free to sign up
  • Huge demand for debit cards
  • Low cost ways to promote & make money

Cons ( the not so good stuff )

  • You need to sign up and get your card before promoting
  • Some fees to use the card
  • No residual income


There are a lot of different ways to make money money online and the Netspend referral program is a legit opportunity backed by a legit company Western Union.

What makes this enticing is the fact that there is a huge demand for prepaid debit cards.

Plus there are a lot of different free or low cost ways of promoting this program.

Its easy for anyone to sign up and get started.

So if your looking for a good side hustle or even want to turn this into a full time income I think it is worth checking out.


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